Testing Your Welfare IQ MULTIPLE CHOICE QUESTIONS: 1. The average state spends the following share of its budget on AFDC: ___ 20% ___ 10% ____ 3% ____ 2% answer: 2% [Massachusetts: 3%] 2. The federal government is spending the following percentage of its budget on AFDC: ____ 5% ____ 3% ____ 1% ____ more than 5% answer: 1% 2. The average family on welfare has ____ 5 ____ 3 ____ 2 ____ more than 5 children. answer: 2 (average family size -- including the mother -- is 2.9) 3. AFDC caseloads are ____ 15% ____ 10% ____ 5% ____ 3% of the population. answer: 5% 4. This percentage is ____ higher ____ twice as high ____ about the same ____ less than the percentage of the population receiving AFDC twenty years ago? answer: About the same. 5. A ____ higher ____ lower share of poor families are receiving AFDC than 15 years ago. answer: Lower 6. A person just entering the welfare rolls will stay on it an average of ____ 2 ____ 4 ____ 8 ____ 10 years or more. answer: 2. 70% of the people just begnning a spell of receiving AFDC will be off the rolls within two years. 8. If you are a young woman whose mother was "highly dependent" on welfare, the probability that you would be "highly dependent" on welfare yourself is: ____ 80% ____ 50% ____ 30% ____ 20%. answer: 20% 9. If you are a young woman whose mother was "highly dependent" on welfare, the probability that you would not be on welfare at all is ____ 20% ____ 30% ____ 50% ____ greater than 50%. answer: Greater than 50%. The answer is 64% (a different study found the number to be even higher --- 73%). TRUE/FALSE QUESTIONS: 10. The U.S. welfare system is more generous than that of other countries. True ____, False ____. answer: False. The US is significantly less effective at raising children out of poverty than other countries, and our record is getting worse. In 1986, US government programs reduced the poverty rate for children in single-parent families by only 4 percentage points -- from 58 percent to 54 percent. In contrast, in Great Britain, the same figure was reduced from 71 percent to 9 percent. In 1979, US government programs raised almost one in five poor families with children out of poverty; by 1991, only one in eight was lifted out of poverty. 11. AFDC plus Food Stamps are enough to raise a woman and two children out of poverty in Massachusetts today. True ____, False ____. answer: False. AFDC and Food Stamps together provide less than $10,000 for a mother and two children in Massachusetts. 12. AFDC benefits plus food stamps in Massachusetts have increased faster than the rate of inflation since 1970. True ____, False ____. answer: False. AFDC plus Food Stamps have fallen 26% in real purchasing power in Massachusetts since 1970. 13. The more generous a state's welfare benefits, the more female-headed families you are likely to find in that state. True ____, False ____. answer: False. A major study showed there is no relationship between the different benefit levels in different states and the prevalence of female headed families. During the 1980s, when the share of poor children receiving AFDC fell, the share living in female-headed families rose. Out-of-wedlock births appear to be rising most rapidly among college educated women holding professional and managerial jobs. 14. If families leave the AFDC rolls and find a job, chances are good that they can move out of poverty. True ____, False ____. answer: False. An increasing number of jobs pay less than poverty-level wages. In 1989, for instance, 40 percent of women working full-time year-round earned less than $13,500. In 1991, 5.5 million people lived in working poor families with children, where at least one wage earner worked full-time year-round. The Census Bureau estimates that one in five full-time year-round workers failed to earn enough to bring a family of four above the poverty line in 1990. The number of working poor Americans jumped by over two million during the 1980s. __________ Sources: New York Times, 7/5/1992; US House of Representatives, Select Committee on Hunger; Children's Defense Fund, The State of America's Children 1992; US House Ways and Means Committee, The Green Book 1994; David Ellwood, Poor Support; ; Child Trends, The Life Circumstances and Development of Children in Welfare Families